E-rickshaw drivers
- The problem
- Lead-acid sets replaced every year or so, with range falling away for months before that.
- What we do
- A financed lithium pack that outlasts several lead-acid sets, repaid daily out of the earnings it supports.
Lithium packs and financing for e-rickshaws, 2W and 3W
Mobility Solutions
This is where Wingzman started. Over 30 lakh e-rickshaw drivers in India run on lead-acid packs that are exhausted inside a year, and the reason is rarely ignorance — it is that a lithium pack costs more on the day you buy it. We work on both halves of that problem: better packs, and a way to pay for them that matches how a driver actually earns.
Capabilities
What Mobility covers
Packs for 2W, 3W and e-rickshaws
LFP packs built for Indian duty cycles — heat, dust, rough roads and daily deep discharge — with a BMS that protects the cells rather than just reporting on them.
Financing through NBFC partners
EMI plans arranged with RBI-regulated lending partners, so a driver can upgrade without finding the full amount up front. Terms and charges are set out in the Key Fact Statement before anything is signed.
15-minute underwriting
A 360° credit view that reads informal earning patterns alongside formal bureau data, so drivers who are creditworthy but thin-file are not turned away by default.
Flexible daily repayment
Repayment aligned to a driver earning daily rather than monthly, tracked in the app so the balance is never a surprise.
IoT monitoring
Pack telemetry on charge, health and usage — which is what makes both the service promise and the credit decision possible.
Local service teams
On-ground technicians for installation and support, because a pack that takes a week to look at is a pack that costs its owner a week of earnings.
Where it applies
Three situations we see most often
Stated as the problem first, because the system is only worth specifying once the problem is.
Fleet operators
- The problem
- No visibility into which packs in a fleet are healthy and which are about to strand a vehicle.
- What we do
- Monitored packs with health and usage reporting across the fleet, plus a single service relationship.
OEMs and dealers
- The problem
- Sales lost at the counter because the customer cannot fund the purchase that day.
- What we do
- Financing and pack supply that sits behind the dealer, so the affordability conversation has an answer.
Run the numbers
What would it save you?
Every recommendation on this page comes down to arithmetic. Here is the same arithmetic, with your numbers instead of ours — including the cases where the answer is no.
Lithium or lead-acid — what does each really cost?
A lead-acid set is cheaper on the day. Over a few years of daily running, replacements and charging decide the answer. Put your own numbers in.
Estimated saving
Lead-acid over 5 years5 sets + ₹99,840 charging₹2.60 L
Lithium over 5 years1 pack + ₹81,120 charging₹1.86 L
You keep₹73,720
Cost per kilometre
Lead-acid₹1.85
Lithium₹1.33
Over 1,40,400 km
An estimate from your inputs, not a quotation. Prices vary by capacity, chemistry and city — and a pack treated badly will not reach the life you enter here.
How this is calculated
Replacements are rounded up. A set that expires eleven months into a five-year period still has to be bought. Rounding down here is the most common way this comparison gets quietly tilted towards lead-acid.
Charging cost = working days × 12 × years × units per charge × tariff, assuming one full charge per working day. Lead-acid draws more from the wall for the same useful energy, which is why the two figures differ.
Not included: financing cost if the pack is bought on EMI, resale or scrap value of either option, water topping and maintenance on lead-acid, and earnings lost to downtime when a set fails mid-shift. The last two favour lithium; the first depends on your terms — use the EMI calculator for that.
Lithium life assumes reasonable charging behaviour. Habitually charging to 100% and parking in direct sun will not deliver the figure you enter above.
Financing
From first conversation to a pack on the road
Loans are extended by our RBI-regulated NBFC partners. Wingzman supplies the pack, the monitoring and the service behind it.
STEP 1
We find you
Field agents work the areas we operate in, so the first conversation happens where the driver already is.
STEP 2
15-minute underwriting
A 360° credit view combining formal bureau data with informal earning signals. Minimal paperwork, decision the same day.
STEP 3
Installation
Fitted by trained technicians, with the wiring, mounting and charger checked rather than assumed.
STEP 4
Monitoring
IoT telemetry on charge, health and usage — which is what lets us support the pack instead of waiting for a complaint.
STEP 5
Daily repayment
Instalments sized to daily earnings and tracked in the app, with the Key Fact Statement setting out every charge up front.
Wingzman is not a lender. Credit is provided by RBI-regulated NBFC partners listed on our lending partners page, and every borrower receives a Key Fact Statement setting out the rate, charges and total amount payable before signing.
Further reading
The thinking behind our mobility work
- Lithium-ion vs Lead-acid for an E-Rickshaw: How to Do the Three-Year MathsBuying guide · 6 min read
- Financing an E-Rickshaw Battery: The Questions to Ask Before You SignFinance · 7 min read
- How Long Does an Electric Scooter Battery Last in India?Performance · 7 min read
- LFP vs NMC vs LTO: Which Battery Chemistry Is Right for Your Electric Scooter?Chemistry · 9 min read
- Seven Charging Habits That Add Years to a Lithium BatteryMaintenance · 5 min read
- Your E-Rickshaw’s Range Dropped. Here Is How to Find Out Why.Performance · 7 min read
Questions
The ones we are asked first
- How long does a lithium e-rickshaw battery last?
- Well-treated LFP packs run for several years of daily use, against roughly a year for a typical lead-acid set. The variable that matters most is not the brand — it is charging behaviour and heat. A pack habitually charged to 100% and left in the sun ages far faster than the same pack treated carefully.
- Who provides the loan?
- Loans are extended by RBI-regulated NBFC lending partners, not by Wingzman. Our lending partners are listed on the site, and every borrower receives a Key Fact Statement setting out the interest rate, charges and total amount payable before signing.
- What if a driver has no credit history?
- That is the common case rather than the exception. Underwriting reads informal signals about earnings and route patterns alongside formal bureau data, which is what makes a decision possible for a thin-file borrower.
- Is lithium worth the higher price?
- Compare cost per kilometre over three years rather than price on the day. A lithium pack that outlasts three lead-acid sets, holds its range through its life and needs no topping up usually wins that comparison — but it is a calculation worth doing with your own numbers.
Mobility
Tell us what you are trying to power.
Send us the bill, the load list or the duty cycle. We will come back with a size, a cost and the arithmetic behind both — including the cases where the answer is that you do not need us.